[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kpks.cz\/podnikatelsky-uver\/#Article","mainEntityOfPage":"https:\/\/www.kpks.cz\/podnikatelsky-uver\/","headline":"Podnikatelsk\u00fd \u00fav\u011br","name":"Podnikatelsk\u00fd \u00fav\u011br","description":"Jak je to s podnikatelsk\u00fdm \u00fav\u011brem? Jsou stejn\u00e9 podm\u00ednky u ka\u017ed\u00e9ho podnikatelsk\u00e9ho \u00fav\u011bru pro v\u0161echny podnikatele nebo to m\u00e1 sv\u00e9 v\u00fdjimky? Jist\u011b zn\u00e1te po\u0159ekadlo, \u017ee v\u017edy plat\u00ed n\u011bjak\u00e1 v\u00fdjimka. \u010casto se tak\u00e9 \u0159\u00edk\u00e1 \u017ee: \u201eV\u00fdjimka potvrzuje pravidlo.\u201c Jak je to ale doopravdy v sekci podnikatelsk\u00fdch \u00fav\u011br\u016f? Nejprve si \u0159ekneme, \u017ee podnikatelsk\u00e9 \u00fav\u011bry, nap\u0159\u00edklad pod n\u00e1zvem […]","datePublished":"2018-08-18","dateModified":"2023-05-25","author":{"@type":"Person","@id":"https:\/\/www.kpks.cz\/author\/#Person","name":"","url":"https:\/\/www.kpks.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kpks.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kpks.cz\/wp-content\/uploads\/img_a323114_w2251_t1534920646.jpg","url":"https:\/\/www.kpks.cz\/wp-content\/uploads\/img_a323114_w2251_t1534920646.jpg","height":0,"width":0},"url":"https:\/\/www.kpks.cz\/podnikatelsky-uver\/","about":["Www"],"wordCount":460,"articleBody":"       Jak je to s podnikatelsk\u00fdm \u00fav\u011brem? Jsou stejn\u00e9 podm\u00ednky u ka\u017ed\u00e9ho podnikatelsk\u00e9ho \u00fav\u011bru pro v\u0161echny podnikatele nebo to m\u00e1 sv\u00e9 v\u00fdjimky? Jist\u011b zn\u00e1te po\u0159ekadlo, \u017ee v\u017edy plat\u00ed n\u011bjak\u00e1 v\u00fdjimka. \u010casto se tak\u00e9 \u0159\u00edk\u00e1 \u017ee: \u201eV\u00fdjimka potvrzuje pravidlo.\u201c Jak je to ale doopravdy v sekci podnikatelsk\u00fdch \u00fav\u011br\u016f? Nejprve si \u0159ekneme, \u017ee podnikatelsk\u00e9 \u00fav\u011bry, nap\u0159\u00edklad pod n\u00e1zvem americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, si mohou sjednat pouze podnikatel\u00e9, firmy a OSV\u010c. Jestli\u017ee m\u00e1te zalo\u017een\u00e9 podnik\u00e1n\u00ed a provozujete jej, pak m\u016f\u017eete \u017e\u00e1dat o \u00fav\u011br. Podnikatelsk\u00e9 \u00fav\u011bry maj\u00ed tak\u00e9 daleko m\u00edrn\u011bj\u0161\u00ed pravidla, ne\u017e je tomu nap\u0159\u00edklad v obdobn\u00e9 verzi pro b\u011b\u017en\u00e9 ob\u010dany, kter\u00e9 se naz\u00fdvaj\u00ed spot\u0159ebitelsk\u00e9 \u00fav\u011bry. Ty jsou daleko p\u0159\u00edsn\u011bj\u0161\u00ed a maj\u00ed p\u0159\u00edsn\u011bj\u0161\u00ed podm\u00ednky i jin\u00e9 \u00farokov\u00e9 sazby.   Vlastnosti hypot\u00e9ky v Jeliko\u017e mohou b\u00fdt podm\u00ednky k z\u00edsk\u00e1n\u00ed \u00fav\u011bru m\u00edrn\u011bj\u0161\u00ed, pak nevad\u00ed n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, nevad\u00ed ani to, kdy\u017e jej nem\u016f\u017eete prok\u00e1zat, nebo kdy\u017e nem\u016f\u017eete prok\u00e1zat sv\u00e9 p\u0159\u00edjmy. v Nenahl\u00ed\u017e\u00ed se ani do registru dlu\u017en\u00edk\u016f. Tak\u017ee pokud m\u00e1te z\u00e1znam, v\u016fbec to nen\u00ed p\u0159ek\u00e1\u017ekou k z\u00edsk\u00e1n\u00ed \u00fav\u011bru.  \u00darokov\u00e1 sazba \u2013 dal\u0161\u00ed z t\u00e9mat, o kter\u00e9 se jist\u011b budete zaj\u00edmat hned na za\u010d\u00e1tku. v Pro v\u0161echny klienty b\u011b\u017en\u011b plat\u00ed \u00farokov\u00e1 sazba od 6,9 % p.a. tak\u017ee pokud m\u00e1te velk\u00fd z\u00e1znam v registru dlu\u017en\u00edk\u016f, pak dos\u00e1hnete na tuto skv\u011blou \u00farokovou sazbu. v V p\u0159\u00edpad\u011b, \u017ee jste doposud byli sv\u011bdomit\u00ed a poctiv\u00ed a \u017e\u00e1dnou p\u0159ek\u00e1\u017eku nem\u00e1te, \u010dili nejste zaps\u00e1ni v registru dlu\u017en\u00edk\u016f, nebo m\u00e1te pouze mali\u010dkost, m\u016f\u017eeme k tomu p\u0159ihl\u00e9dnou a poskytneme v\u00e1m \u00farokovou sazbu ji\u017e od 3 % p.a. o M\u00e1te z\u00e1znam v registru dlu\u017en\u00edk\u016f, a p\u0159esto chcete z\u00edskat lep\u0161\u00ed \u00farokovou sazbu? Pt\u00e1te se, jestli je to mo\u017en\u00e9? Ano je to mo\u017en\u00e9. Mo\u017en\u00e1 jste u\u017e sly\u0161eli o tom, \u017ee pokud vy sami m\u00e1te z\u00e1znam, pak s v\u00e1mi do smlouvy m\u016f\u017ee vstoupit je\u0161t\u011b jin\u00e1 osoba, kter\u00e1 z\u00e1znam nem\u00e1 a d\u00edky tomu dos\u00e1hnete na vytou\u017een\u00e9 3 % p.a. co\u017e se rozhodn\u011b vyplat\u00ed. Cel\u00e1 situace se d\u00e1 vy\u0159e\u0161it t\u00edm, \u017ee s v\u00e1mi do smlouvy vstoup\u00ed bl\u00edzk\u00e1 osoba. M\u016f\u017ee to b\u00fdt tat\u00ednek, dcera, syn, sestra, sourozenec nebo kdokoliv jin\u00fd bl\u00edzk\u00fd a v\u0161e bude vy\u0159e\u0161eno.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnikatelsk\u00fd \u00fav\u011br","item":"https:\/\/www.kpks.cz\/podnikatelsky-uver\/#breadcrumbitem"}]}]